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The India FinTech Diaries

by Hemant Kshirsagar & Elroy Serrao

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Latest episodes

EP090 - DPI - In conversation with Kamya Chandra, CEO & Co-Founder, CDPI

September 6, 2026 · 48 min

When we talk about India’s Digital Public Infrastructure, three names usually come to mind: Aadhaar, UPI and Account Aggregator. But that is only the visible layer. Underneath sits a much broader collection of digital building blocks for…
EP089 - InsurTech - In conversation with Shilpa Arora, COO & Co-Founder, Insurance Samadhan

June 21, 2026 · 37 min

Most Indians buy insurance with a simple expectation: pay premiums today and receive support when a crisis strikes. But what happens when a claim gets delayed, partially settled, or rejected altogether? In this episode of India FinTech…
EP088 - In conversation with Anand Balaji, CEO & Co-Founder, XFlow

May 18, 2026 · 41 min

Despite instant UPI payments, real-time notifications, and API-first financial infrastructure becoming normal in India, cross-border payments remain surprisingly broken for many exporters and global-first businesses. In this episode of…
EP087 - In conversation with Vineet Agrawal, Co-Founder, Jiraaf

April 14, 2026 · 30 min

In this episode of India FinTech Diaries, we explore a quietly emerging shift in India’s investment landscape: the rise of fixed income as a retail asset class. While equities and mutual funds have become mainstream, fixed income—despite…
EP086 - In conversation with Ananth Shroff, Founder and CEO, DPDzero

March 27, 2026 · 42 min

In this episode of India FinTech Diaries, we dive into one of the most under-discussed—but critical—layers of the lending stack: debt collections. As digital lending in India scales rapidly, especially in unsecured credit, the stress is…

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EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau

January 10, 2026 · 41 min

In this episode of India FinTech Diaries, we unpack one of the most urgent challenges facing digital finance today: fraud at scale. With cybercrime cases in India crossing 36 lakh in 2024 and losses exceeding ₹22,000 crore, fraud is no…
EP084 - WealthTech - In conversation with Amit Majumdar, Group Strategy Officer, Angel One

October 4, 2025 · 37 min

In this episode of India FinTech Diaries, we sit down with Amit Majumdar, Group Strategy Officer, Angel One, one of India’s fastest-growing WealthTech platforms. Trusted by over 3Cr clients, Angel One is blending cutting-edge tech with…
EP083 - Crypto - GENIUS Act vs Payment Banks: Lessons in Safety, Scale & Regulation

September 5, 2025 · 13 min

In this episode of India FinTech Diaries, we draw fascinating parallels between India’s Payment Banks experiment and the US’s GENIUS Act, designed to regulate stablecoin issuers. Both initiatives aim to create safe, inclusive financial…
EP082 - Lending - In conversation with Shweta Pandey, Co-founder and CEO, ARTH

July 11, 2025 · 54 min

In this inspiring episode of India FinTech Diaries, we sit down with Shweta Pandey, co-founder and CEO of ARTH, to explore how inclusive fintech is being built—one village, one woman entrepreneur at a time. ARTH isn’t just a lender; it’s a…
EP081 - Stablecoins - In conversation with CA Aishwary Gupta, Global Head of Payments - Polygon Labs

May 31, 2025 · 37 min

In this future-forward episode of India FinTech Diaries, we sit down with Aishwary Gupta, Global Head of Payments at Polygon Labs, to unpack what comes after UPI. With stablecoin legislation gaining traction globally and Web3…
EP080 - Cross-Border Payments - In conversation with Sanjay Tripathy, Co-founder & CEO, BRISKPE

May 18, 2025 · 42 min

In this episode of India FinTech Diaries, we sit down with Sanjay Tripathy, Co-Founder & CEO of BRISKPE, to explore how they’re solving one of the most complex challenges faced by Indian MSMEs—cross-border B2B payments. From opaque…
EP079 - InsurTech - In conversation with Anand Prabhudesai, Co-founder, Turtlemint

March 14, 2025 · 39 min

In this episode of India FinTech Diaries, we dive into the transformation of insurance distribution with Anand Prabhudesai, co-founder of Turtlemint. Anand shares how Turtlemint is breaking down the complexities of insurance, making it…

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About the show

India Fintech Diaries is a bi-weekly (ish) podcast that peeks at the fast, “wild-west” world of Fintechs in India. The world’s most populous democracy is at the cusp of massive technological and demographic change that will forever change the way we relate to financial services and their providers. In each episode, your hosts Hemant Kshirsagar and Elroy Serrao, demystify the world of Fintech for you by exploring ideas, innovations, startups and the personalities that are shaping India’s Fintech Landscape. Join them for a wild ride into the world of Indian Fintech!!!