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Business

Making Cents

by Frances Cook
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DateCombined RankApple Podcasts
Oct 10#120#116

About the show

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!

Latest episodes

  • KiwiSaver Is An Election Bidding War

    October 8, 2026 · 7 min

    With the election ramping up, promises to change KiwiSaver are flying thick and fast. Time to break down what each party is suggesting, what the experts think is missing from the debate, and what it could all mean for your retirement…

  • My Car Costs $13 to Fill Up... Should You Go Electric Too?

    October 7, 2026 · 34 min

    With petrol prices spiking to record highs, hitting $3.52 a litre, switching to an electric or hybrid car can look like the ultimate way to wipe out a massive daily living cost. But is it actually the right financial move for your…

  • Bernard Hickey: The Money Issues That Will Decide This Election

    October 4, 2026 · 52 min

    Election season is here, and every political party is lining up to promise fixes for your wallet. But behind the political promises on KiwiSaver, grocery prices, and power bills, are any of their proposed solutions actually going to fix…

  • Other Sharemarkets Are Booming... Not NZ

    October 1, 2026 · 7 min

    While global sharemarkets are booming, New Zealand is sitting quietly near the bottom of the table. I break down why our market is built differently, what that means for your returns, and how to think about whether you should be investing…

  • What AI Actually Gets Right About Your Finances (And Where It’s Failing You)

    September 30, 2026 · 14 min

    AI can build you a full financial plan in 30 seconds flat, but what happens when that plan meets the real world? Chatbots sound confident, use big words, and can make you feel completely sorted with your money. But generic tools don't…

  • The 3 Things That Decide Your KiwiSaver Balance (In Order)

    September 27, 2026 · 46 min

    There’s a new person setting the rules for our retirement savings, so are we going to see changes for KiwiSaver? David Boyle has just stepped in as New Zealand’s Retirement Commissioner, bringing decades of experience helping people…

  • Three Mortgage Myths Which Shouldn't Stop You Buying

    September 24, 2026 · 5 min

    Frances Cook joins the TVNZ Breakfast team to bust the mortgage myths that are putting people off buying a home, from the 20% deposit rule to whether your Uber Eats habit will tank your application. Follow me everywhere! Facebook /…

  • Dark Patterns: How to Escape the Subscription Trap

    September 23, 2026 · 16 min

    If you have ever felt like the world is designed to drain your bank account, you are not imagining it. Online shopping and digital services are full of sneaky money traps - known as dark patterns - built to make spending effortless and…