Investopoly
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Latest episodes
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Ep 429: How much do you need to retire & are you on track? Work it out here.
October 6, 2026 · 38 minRead Full Blog Here To spend $120k a year from age 60, you need about $3m to never touch your capital, or $2.1m if you plan to run it down to zero by 90. Most super calculators can't tell you whether you're on track, because they ignore…
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Q&A- Sequence of returns risk retiring early: bridging to super
October 5, 2026 · 37 minSequence-of-returns risk in early retirement is manageable with a big enough cash buffer. What I'd test is how you'll feel spending it. In this listener Q&A, I work through Michael's plan to retire at 52 and use an ETF portfolio plus three…
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Ep 428: Why interest rates may need to stay higher for longer
September 29, 2026 · 29 minRead Full Blog Here Back in 2023, Stuart argued that inflation and rates could stay higher for longer than most expected, drawing on 50 years of history showing that once inflation tops 8%, it typically takes a decade or more to settle…
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Q&A: Upgrade or rentvest, home equity loans, and going non-resident
September 28, 2026 · 36 minFour listeners think several moves ahead. Silvia, who arrived in Australia in 2025 with a high income but low super, lays out a detailed plan: switch to variable with an offset, interest-only to preserve deductibility, build a buffer while…
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Ep 427: How to assess whether property and share markets are attractively priced
September 22, 2026 · 36 minRead Full Blog Here Stuart calls his approach value-aware: buying high-quality assets when they're attractively priced. Quality decides whether something is worth owning; price decides when to invest and how much. In this episode, he…
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Q&A - Deploying an inheritance, selling an average property, and funding a long retirement
September 21, 2026 · 36 minFour listeners at very different scales. "James," 45, describes himself as not being great with money but ready to fix that with a $480k inheritance, a high income, and 15 years to run. His head is spinning: pay off the mortgage, debt…
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Ep 426: The do not invest list: why good investors say no
September 15, 2026 · 28 minRead Full Blog Here Most investors think good investing means finding more things to say yes to: more opportunities, more asset classes, more products in the mix. Stuart argues the opposite: the people who build the most wealth over a…
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Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
September 14, 2026 · 33 minThis episode answers five detailed listener questions spanning retirement income, structure, and the offset-versus-invest decision. A listener retiring at 60 with $1.3m compares the Vanguard SpendSmart allocated pension against his…