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The Irish FIRE Podcast

by Michael Houghton

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Latest episodes

  • Contracting in Ireland: Tax, Expenses and Early Retirement with Sarah Flynn

    October 23, 2026 · 44 min

    Could becoming a contractor help you earn more, gain flexibility and build towards financial independence? In this episode, Michael is joined by Sarah Flynn from Fenero to discuss contracting in Ireland and the reasons you might consider…

  • The Coast FI Guy Stopped Coasting - So What Went Wrong?

    October 16, 2026 · 41 min

    In this episode, Anders Skagerberg returns to the show three and a half years after his first appearance as “The Coast FI Guy”. Back then, Anders was embracing Coast FI while Michael was still firmly in the accumulation and grinding phase…

  • The Questions People Ask When You Say You’re Retiring at 42

    October 9, 2026 · 15 min

    After a recent radio interview left very little time to explain the realities of financial independence and early retirement, Michael Houghton takes a deeper look at some of the questions people most often ask about FIRE. Does retiring…

  • Couples, Spending and the Gender Pay Gap - with Karena Duane

    October 2, 2026 · 32 min

    In this episode of The Irish FIRE Podcast, Michael is joined by Karena Duane, founder of Money, Just For Her. Karena has spent more than 25 years working in Irish financial services and now focuses on helping women build greater…

  • Not All Financial Advice Is Created Equal - with Sjoerd Bak

    September 25, 2026 · 26 min

    Sjoerd Bak returns to the Irish FIRE Podcast for a conversation about financial advice and why simply speaking to a financial adviser doesn’t necessarily mean you’re getting the right advice for you. We talk about why not all financial…

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  • Ireland’s New Personal Investment Account: Is It Really That Simple? - With Michael Healy of IG

    September 18, 2026 · 22 min

    Ireland is planning to introduce a new Personal Investment Account (PIA), designed to make investing easier and encourage more people to move some of their savings out of cash and into investments. On the surface, it sounds like a welcome…

  • Am I Really Ready to Retire at 42? - with Ralph Benson from Moneycube

    September 11, 2026 · 31 min

    Seven years ago, I sat down with Ralph Benson from Moneycube to talk about pensions, investing and financial independence. Exactly seven years later, Ralph joins me again to look back at what's changed - both in my own financial journey…

  • How to Make It: The Money Habits Behind Financial Independence - with David Ferns

    September 4, 2026 · 25 min

    In this episode, Michael talks with David Ferns, author of the recently released financial independence book How to Make It. David is based in Dublin, and the conversation covers some of the practical habits and decisions that can make a…

  • Early Retirement Here We Come!

    August 27, 2026 · 12 min

    In this episode Michael shares his thinking behind his decision to step away from full-time work and begin early retirement before turning 43. He reflects on two stories that have stayed with him: Norman, an 80-year-old former WWII fighter…

  • When Is Enough, Enough? A FI Catch-Up with Tom

    July 27, 2026 · 40 min

    Tom was last on the podcast in early 2024, when he shared his journey of going all in on property as a route towards financial independence. In this episode, Michael catches up with Tom to hear what has changed, how his portfolio and FI…

  • 7 Years of The Irish FIRE Podcast

    June 5, 2026 · 21 min

    In this episode, Michael marks seven years of The Irish FIRE Podcast with a personal update on how his own FIRE journey has progressed and evolved. He shares the latest developments in his property investing strategy, including the…

  • Having a Blast with Alan and Katie Donegan

    May 25, 2026 · 54 min

    In this episode of The Irish FIRE Podcast, Michael speaks with Alan and Katie Donegan, who reached financial independence and retired in 2019. Since then, they have built a life around freedom, travel, creativity and purpose, living as…

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About the show

The Irish FIRE Podcast explores the journey to financial independence and early retirement from an Irish perspective. Hosted by Michael Houghton, the podcast covers practical strategies for saving, investing, and working towards financial independence. Each episode dives into topics like tax efficiency, property investment, pensions, and lifestyle optimization, all tailored to the unique challenges and opportunities in Ireland. Whether you’re just starting out or well on your FIRE journey, The Irish FIRE Podcast offers actionable insights to help you achieve your financial goals.