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Education

Small Talks for Big Change

by Patelco Credit Union
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Latest episodes

  • Helping Kids Outsmart Online Scams

    October 28, 2026 · 42 min

    Kids spend more time online than ever, creating new opportunities for scammers to reach them through social media, gaming and messaging platforms. In this episode, Andrew Farrell talks with Jessica Rubalcava and Olga Zlatkova-Georgiev…

  • Yours, Mine or Ours? Managing Money Together

    October 15, 2026 · 41 min

    Should couples combine their finances, keep them separate or find a happy medium? In this episode of Small Talks for Big Change, Andrew Farrell is joined by Michele Enriquez and Uslea Martinez to share how they approach money in their own…

  • Money Mistakes and Moving Forward

    September 24, 2026 · 50 min

    Nearly everyone has a financial regret, but mistakes don't have to define your future. Andrew, Michele, and Jerry share personal stories about credit card debt, overspending, and financial setbacks while discussing the behaviors that drive…

  • California's Big Financial Education Move

    September 9, 2026 · 43 min

    California is making financial literacy a high school graduation requirement, but what does that actually mean for students and families? Andrew and Michele break down the new mandate, why it took decades to pass, what's included in the…

  • The Retirement Conversation You Keep Avoiding

    August 26, 2026 · 35 min

    Retirement can feel overwhelming, but getting started doesn't have to be. In this episode, Andrew sits down with Patelco IRA/HSA Specialist Alex Chi to break down retirement savings basics, including IRAs, 401(k)s, Roth vs. Traditional…

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  • From Credit Confusion to Confidence

    July 13, 2026 · 41 min

    Credit impacts everything from loan approvals to interest rates, yet it's still one of the most misunderstood financial topics. In this episode, Andrew sits down with Patelco Enterprise Certified Financial Specialist Erika Karamanos to…

  • 90 Years Strong, 10,000 Downloads Later

    July 9, 2026 · 33 min

    Patelco is celebrating two exciting milestones: 90 years of serving members and communities, and 10,000 downloads of Small Talks for Big Change. In this special episode, Andrew sits down with original podcast host Michele Enriquez to…

  • Understanding Trusts and Estate Planning Basics

    June 16, 2026 · 36 min

    Estate planning can feel overwhelming, but it doesn't have to be. In this episode of Small Talks for Big Change, we sit down with Joaquin Jacquez, Patelco's Specialized Accounts Specialist, to demystify trusts, wills, and what really…

  • Elder Fraud Prevention in a Digital Age

    June 1, 2026 · 42 min

    Elder fraud is on the rise, and the impact goes beyond finances. In this episode, host Andrew Farrell sits down with Michele Enriquez and Mark Southon to explore how scams happen and why older adults are often targeted. Michele shares a…

  • Free Checking That Supports Financial Confidence

    May 25, 2026 · 24 min

    In this episode of Small Talks for Big Change, Michele sits down with Patelco leader Aimee Jackson to break down what really matters when it comes to checking accounts. They explore why fee‑free checking, early payday, personalized…

  • Renting, Buying, and Finding Your Path

    May 20, 2026 · 34 min

    In this episode of Small Talks for Big Change, Andrew Farrell sits down with Patelco home loan consultant Fred Williams to talk openly about the fears, tradeoffs, and realities of buying a home in today's market. They explore renting…

  • Diving Into Lending for Young Learners

    April 6, 2026 · 25 min

    April is Financial Literacy Month and Credit Union Youth Month, and this episode takes a deep dive into a topic many don't expect for kids: lending. Joined by Katie Nathan from My First Nest Egg, we explore how borrowing concepts can be…

Full episode archive on Apple Podcasts →

About the show

Welcome to "Small Talks for Big Change," the podcast from Patelco Credit Union dedicated to providing our members and communities with financial knowledge and tools to help them achieve financial wellness. In each episode, we will simplify complex financial topics and provide practical tips and advice that can be applied to everyday life. Join our expert guests and host as we discuss a range of financial topics, from budgeting and saving to investing and retirement planning. We will also explore the latest trends in personal finance and provide insights into the challenges and opportunities facing individuals and families today. Through engaging conversations and real-life examples, our podcast aims to inspire and educate listeners on how to take control of their financial lives and achieve their goals. Whether you're just starting your financial journey or looking to fine-tune your strategy, "Small Talks for Big Change" is the podcast for you. So, if you're ready to make positive changes to your financial life, tune in to "Small Talks for Big Change" and start your journey towards financial wellness today! Patelco Credit Union is Insured by NCUA