Small Talks for Big Change
Today: #134 in Education, New Zealand on our combined chart.
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Latest episodes
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Helping Kids Outsmart Online Scams
October 28, 2026 · 42 minKids spend more time online than ever, creating new opportunities for scammers to reach them through social media, gaming and messaging platforms. In this episode, Andrew Farrell talks with Jessica Rubalcava and Olga Zlatkova-Georgiev…
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Yours, Mine or Ours? Managing Money Together
October 15, 2026 · 41 minShould couples combine their finances, keep them separate or find a happy medium? In this episode of Small Talks for Big Change, Andrew Farrell is joined by Michele Enriquez and Uslea Martinez to share how they approach money in their own…
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Money Mistakes and Moving Forward
September 24, 2026 · 50 minNearly everyone has a financial regret, but mistakes don't have to define your future. Andrew, Michele, and Jerry share personal stories about credit card debt, overspending, and financial setbacks while discussing the behaviors that drive…
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California's Big Financial Education Move
September 9, 2026 · 43 minCalifornia is making financial literacy a high school graduation requirement, but what does that actually mean for students and families? Andrew and Michele break down the new mandate, why it took decades to pass, what's included in the…
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The Retirement Conversation You Keep Avoiding
August 26, 2026 · 35 minRetirement can feel overwhelming, but getting started doesn't have to be. In this episode, Andrew sits down with Patelco IRA/HSA Specialist Alex Chi to break down retirement savings basics, including IRAs, 401(k)s, Roth vs. Traditional…
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From Credit Confusion to Confidence
July 13, 2026 · 41 minCredit impacts everything from loan approvals to interest rates, yet it's still one of the most misunderstood financial topics. In this episode, Andrew sits down with Patelco Enterprise Certified Financial Specialist Erika Karamanos to…
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90 Years Strong, 10,000 Downloads Later
July 9, 2026 · 33 minPatelco is celebrating two exciting milestones: 90 years of serving members and communities, and 10,000 downloads of Small Talks for Big Change. In this special episode, Andrew sits down with original podcast host Michele Enriquez to…
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Understanding Trusts and Estate Planning Basics
June 16, 2026 · 36 minEstate planning can feel overwhelming, but it doesn't have to be. In this episode of Small Talks for Big Change, we sit down with Joaquin Jacquez, Patelco's Specialized Accounts Specialist, to demystify trusts, wills, and what really…
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Elder Fraud Prevention in a Digital Age
June 1, 2026 · 42 minElder fraud is on the rise, and the impact goes beyond finances. In this episode, host Andrew Farrell sits down with Michele Enriquez and Mark Southon to explore how scams happen and why older adults are often targeted. Michele shares a…
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Free Checking That Supports Financial Confidence
May 25, 2026 · 24 minIn this episode of Small Talks for Big Change, Michele sits down with Patelco leader Aimee Jackson to break down what really matters when it comes to checking accounts. They explore why fee‑free checking, early payday, personalized…
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Renting, Buying, and Finding Your Path
May 20, 2026 · 34 minIn this episode of Small Talks for Big Change, Andrew Farrell sits down with Patelco home loan consultant Fred Williams to talk openly about the fears, tradeoffs, and realities of buying a home in today's market. They explore renting…
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Diving Into Lending for Young Learners
April 6, 2026 · 25 minApril is Financial Literacy Month and Credit Union Youth Month, and this episode takes a deep dive into a topic many don't expect for kids: lending. Joined by Katie Nathan from My First Nest Egg, we explore how borrowing concepts can be…

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