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Business

Serious Money Podcast

by Gareth Shears & Chris Exley
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United Kingdom · Business
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About the show

There are loads of money podcasts. But most of them are too basic, too boring or try to sell you something.  Serious Money is for business owners, higher earners, people approaching retirement and those who have outgrown the basic stuff.  Hosted by Gareth, who has spent over 18 years in financial planning, and Chris, who has spent the last ten years working in financial services with clients making serious money decisions every day.   Both from Newport - South Wales - Gareth and Chris approach money from outside the London bubble.  Let’s get into it!  Got a question you want answered on the show? Send us a voice note or message on Instagram, @seriousmoneypod. The best ones go straight into the Q&A. The content of this podcast is for general information and entertainment only. It is not personal financial advice and should not be relied on as such. Neither host is providing regulated financial advice through this podcast. Always seek advice from a qualified, regulated professional before making financial decisions. Capital is at risk and past performance is not a guide to future returns.

Latest episodes

  • Are We in an AI Bubble? What It Means for Your Pension

    October 5, 2026 · 34 min

    Send us Fan Mail Pull up your pension. If you hold an S&P 500 fund, around a third of it sits in just seven companies, and even a "global" tracker has roughly a fifth in those same names. Those seven drove about three-quarters of the…

  • The 67% Pension Tax Trap: What the 2027 Inheritance Tax Changes Mean for You

    September 28, 2026 · 38 min

    Send us Fan Mail From April 2027, most unused pensions will count towards your estate for inheritance tax. For many families, that turns the pension from the best place to leave money into one of the worst. In this episode, Chris and…

  • Is Buy to Let Dead? The Maths Most Landlords Never Run

    September 21, 2026 · 42 min

    Send us Fan Mail Buy to let isn't dead. But it's not what it was, and many landlords have never run the real post-tax numbers. Gareth has owned buy to let through two full market cycles and sold out both times. Chris comes at it from the…

  • Why Having Money Isn't the Same as Having a Plan

    September 21, 2026 · 50 min

    Send us Fan Mail Most people with real money are optimising the wrong thing. The industry shows you how: how to be tax efficient, how to invest, which product to buy. Influencers give you rules of thumb. But almost nobody asks the most…

  • Start Here: The Money Podcast for People Who've Already Got Money

    September 20, 2026 · 4 min

    Send us Fan Mail There are loads of money podcasts. None of them are built for people who've already got money. Serious Money is for business owners, higher earners, people approaching retirement, and anyone whose finances have moved well…