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Money For the Rest of Us

by J. David Stein

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A former institutional money manager explains how markets and the economy work so regular investors can make calmer decisions.

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U.S. Stocks Might Not Be as Expensive as You Think

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In this off-week bonus episode of Money for the Rest of Us, we look at the possibility that current U.S. stock valuations are justified and the market is not overvalued. Topics covered include: Two ways to measure P/E ratios and which is…
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September 30, 2026 · 9 min

I provide a short update on Money for the Rest of Us and introduce our listener survey. All survey participants will get access to an exclusive podcast episode on my worst investing mistakes and what I learned. Take the Money for the Rest…
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In this episode, we explore why the income we earn isn't the same as the return. We show how option income strategies work, what their historical returns have been, what drives the return, and what reasonable return expectations are. We…
The Financial System Will Be Hacked and How to Prepare For It

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Bond Market Chaos: Why Interest Rates Keep Rising and What to Do About It

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The national debt exceeds $40 trillion, U.S. long-term Treasury yields are at 19-year highs, the U.S. Treasury Department is intervening in currency and bond markets. We unpack it all in this episode and show you how to position your…
5 Steps to Simplify Your Investment Portfolio

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How to Navigate the AI Debt Bubble

July 29, 2026 · 27 min

We explore the expected size of AI-related debt, which vehicles hold it, what could go wrong, and how to protect yourself. Topics covered include: How AI capex boom compares to other large booms and bustsWhat fixed income vehicles hold…
Is Inflation Manipulated? If So, What to Do About It

July 15, 2026 · 26 min

How inflation numbers are manipulated to appear lower. How to change your mindset about inflation to get ahead of it. Topics covered include: How Inflation (PCE) Calculations Are ChangingWhy the CPE Changes Are SuspiciousThe Biggest…
A Listener's Path from Zero to Millionaire in 10 Years - Nine Lessons to Get You There

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David shares nine lessons a listener followed to become a millionaire. Topics covered include: The benefit of underspending on housingWhat rate of return and how much would you need to save to grow a portfolio to one million dollarsWhy…
Will You Be Forced to Own SpaceX and Other AI Stocks?

June 10, 2026 · 26 min

SpaceX, Anthropic, and OpenAI are all going public. Why now? And what will their weight be in index funds? What other U.S. ETF options are there if you don't want to have such a high concentration in stocks tied to AI. And finally, if you…
Don't Fall Into the Dividend Trap. How Investors Misunderstand Covered Call ETFs

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About the show

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com