Business

Money For the Rest of Us

by J. David Stein

Business

About the show

A former institutional money manager explains how markets and the economy work so regular investors can make calmer decisions.

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

Latest episodes

Money for the Rest of Us Update and Survey

September 30, 2026 · 9 min

I provide a short update on Money for the Rest of Us and introduce our listener survey. All survey participants will get access to an exclusive podcast episode on my worst investing mistakes and what I learned.Take the Money for the Rest…
Small Gains, Big Losses: The Hidden Risk in Steady Income

September 23, 2026 · 27 min

In this episode, we explore why the income we earn isn't the same as the return. We show how option income strategies work, what their historical returns have been, what drives the return, and what reasonable return expectations are.We…
The Financial System Will Be Hacked and How to Prepare For It

September 9, 2026 · 26 min

Bad actors will use AI to disrupt the financial system, transportation networks, and utilities. We should prepare now for this inevitability. We share how in this episode. We also explain why the bull market in gold will likely…
Bond Market Chaos: Why Interest Rates Keep Rising and What to Do About It

August 26, 2026 · 28 min

The national debt exceeds $40 trillion, U.S. long-term Treasury yields are at 19-year highs, the U.S. Treasury Department is intervening in currency and bond markets. We unpack it all in this episode and show you how to position your…
5 Steps to Simplify Your Investment Portfolio

August 12, 2026 · 27 min

What are the steps to simplify your portfolio, given that it is likely spread across multiple accounts? We focus particularly on retirees, who have to weigh additional considerations like withdrawals, Roth conversions, and required minimum…
How to Navigate the AI Debt Bubble

July 29, 2026 · 27 min

We explore the expected size of AI-related debt, which vehicles hold it, what could go wrong, and how to protect yourself.Topics covered include:How AI capex boom compares to other large booms and bustsWhat fixed income vehicles hold…
Is Inflation Manipulated? If So, What to Do About It

July 15, 2026 · 26 min

How inflation numbers are manipulated to appear lower. How to change your mindset about inflation to get ahead of it.Topics covered include:How Inflation (PCE) Calculations Are ChangingWhy the CPE Changes Are SuspiciousThe Biggest Changes…
A Listener's Path from Zero to Millionaire in 10 Years - Nine Lessons to Get You There

June 24, 2026 · 30 min

David shares nine lessons a listener followed to become a millionaire.Topics covered include:The benefit of underspending on housingWhat rate of return and how much would you need to save to grow a portfolio to one million dollarsWhy…