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Dev Raga Personal Finance

by Dev Raga

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Latest episodes

641 I got an intern job for 2027, now what?

October 20, 2026 · 25 min

In this episode we work through some of the practical tips and tricks to get your internship started. In fact, you can use these same principles when you are starting a new role as a HMO, RMO, registrar or even a consultant. This shows…
640 maximising parental leave schemes for doctors

October 13, 2026 · 20 min

In today’s episode Dev unpacks the current paid parental leave entitlements, touching on: 👉🏾 what is the paid parental leave scheme 👉🏿 how does it compare for Commonwealth vs employer based schemes 👉🏻 some of the pitfalls to avoid 👉…
639 how automation leads to wealth

October 6, 2026 · 18 min

In today’s episode Dev unpacks how automating your investing can fast track your wealth-building journey touching on: 👉🏾 automating vs doing everything manually 👉🏿 real life examples and $$ difference 👉🏻 6 practical ways to setup…
638 is super my money?

September 29, 2026 · 27 min

Superannuation reform has been making headlines recently, so let's talk about the arguments for and against accessing super early. Dev touches on: 👉🏾 it's my money, why can't I access it? 👉🏿 the tax advantages 👉🏻 what happens if…
637 lending niches in the current market with Rachelle Kroon

September 22, 2026 · 32 min

In today's episode Dev is joined by Rachelle Kroon from Sphere Home Loans for an update on the current lending landscape. They touch on: 👉🏾 how the May budget impacted investors 👉🏿 the changes to SMSF lending 👉🏻 banks offering new…

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636 what are the pillars of retirement?

September 15, 2026 · 16 min

In today’s episode Dev explains the World Bank's Pillars of Retirement, touching on: 👉🏾 why the framework was created 👉🏿 what are the 5 pillars 👉🏻 how does Australia compare? 👉 what we can take away from the framework for our own…
635 what is recursive self improvement?

September 8, 2026 · 17 min

In today’s episode Dev explains the concept of recursive self improvement and how it relates to the use of AI and your personal finances. He also touches on: 👉🏾 how people can partner with AI in their finances 👉🏿 the pros of this 👉🏻…
what's happening around the world right now?

September 7, 2026 · 13 min

In this bonus episode Dev discusses the bond market and why everyone is so panicked, and does it really matter. We will link how it's related to government debt, interest rates, stock markets, and yield rates. Dev Raga Personal Finance is…
634 Div 296 tax is now law!

September 1, 2026 · 32 min

In this episode Dev unpacks the tax law that is now in effect impacting individuals with higher superannuation earnings. He covers: 👉🏾 what is Div 296 and why was it created 👉🏿 how does the legislation differ from the initial 2023…
633 what is the Gini coefficient?

August 25, 2026 · 24 min

In this episode Dev unpacks how the Gini coefficient is used to measure economic inequality. He explains how it works plus: 👉🏾 income inequality vs wealth inequality 👉🏿 what is the Lorenz curve 👉🏻 what is Pigou-Dalton principle 👉…
632 what is dividend investing?

August 18, 2026 · 22 min

In today’s episode Dev explains dividend investing, touching on: 👉🏾 the difference between a dividend vs distribution 👉🏿 what is dividend yield? 👉🏻 tax on dividends and how franking credits works 👉the pros and cons of dividend…
631 why do you fly economy when you don't have to?

August 11, 2026 · 45 min

In this episode Dev is joined by Gagan Gupta, airline points strategist and Founder of Turn Left For Less (TLFL) which helps business owners and entrepreneurs convert their everyday business and personal spending into Business and First…

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About the show

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday. Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.