ChooseFI | Financial Independence Podcast
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623 | 20 Things to Do Before You Retire | Fritz Gilbert
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622 | Before Burnout Makes You Quit, Know About FMLA | Leah Kaylor, Alison & Em
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621 | The Math Says You're Fine. Why Don't You Feel Fine? | Cody Garrett
October 12, 2026 · 1 hr 18 minYou've reached financial independence. The spreadsheet says you're ready. But you still can't pull the trigger on retirement—or spending. A couple with $10 million sits paralyzed, unable to retire despite every calculator saying they're…
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620 | Book Club: Happy Money — When Is Enough, Enough? | Jillian Johnsrud & Ginger
October 5, 2026 · 56 minYour FI number is a calculation. "Enough" is a feeling. They're not the same thing—and confusing them keeps people working years past their actual financial independence. Ginger and Jillian Johnsrud unpack this crucial distinction while…
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619 | The Student Loan Rulebook Was Rewritten | Travis Hornsby
September 28, 2026 · 1 hr 0 minThe federal government just split student loan borrowers into two groups: those who borrowed before July 2026 keep access to income-driven repayment and forgiveness strategies, while everyone after gets strict caps, fewer options, and tax…
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618 | You Learned How to Save. Now Learn How to Spend | Jesse Mecham
September 21, 2026 · 51 minEvery dollar you save is just money you're planning to spend later—so why does no one talk about the skill of spending well? Jesse Mecham, founder of YNAB, couldn't justify buying a fifty-cent donut despite being objectively "good at…
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617 | The Hidden Assumption in Every Retirement Calculator
September 14, 2026 · 1 hr 0 minMost retirement calculators assume your money needs to last until age 95. But if you're 55 years old today, average life expectancy is actually 79 for men and 82 for women. This single hidden assumption could mean the difference between…
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616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & More
September 7, 2026 · 1 hr 9 minMost parents rush to open 529 plans for newborns, convinced they're building their child's future. But here's what financial experts won't tell you: that decision might be destroying more value than it creates. The accounts marketed most…
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615 | How to Get More Years of Freedom | Fritz Gilbert
August 31, 2026 · 1 hr 17 minEight years into financial independence, Fritz Gilbert discovered something surprising: learning to spend money is harder than learning to save it. After decades of optimizing every dollar toward early retirement, he found himself in a…
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614 | Getting Personal with Personal Finance: Oz Chen
August 24, 2026 · 1 hr 3 minMost Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to a paycheck, stepping away feels less like freedom and more like freefall. Oz Chen spent years…
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613 | How Do You Know You're Making the Right Financial Decision? | Roundup with Ginger
August 17, 2026 · 1 hr 3 minEvery expert sounds convincing until you realize you've collected ten different "right" answers to the same retirement question. Brad Barrett recently found himself overwhelmed by competing FI strategies—from Cody Garrett's bond ladders to…
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612 | What Actually Happened? | Paige's FI Journey, Nine Years Later
August 12, 2026 · 55 minStarting with negative net worth at 47 in Los Angeles on $58,000 a year sounds impossible. Yet Paige reached financial independence by 56, retired early, and now lives exactly the life she designed. This isn't theory — this is what…

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