The Happy Saver Podcast - Personal Finance in New Zealand podcast artwork
Podcast

The Happy Saver Podcast - Personal Finance in New Zealand

by Ruth - Personal Finance Blogger

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Latest episodes

  • 127. Consistently Investing, Month After Month, Year After Year

    September 29, 2026 · 53 min

    Sara and Michael have been together since they were teenagers and are now approaching 50. They have always been good savers, but for many years they had absolutely no idea what they should actually do with those savings to create wealth…

  • 126. Building Financial Strength Together

    September 9, 2026 · 53 min

    Joseph and Jane’s story is one of resilience, generosity and small financial decisions adding up over time. From Joseph buying his first home at just 22 and navigating some serious health setbacks, to Jane returning to Aotearoa after years…

  • 125. Revisit with The Happy Saver: Eight Years On

    August 19, 2026 · 56 min

    Today I’m doing something a bit different. I thought I’d give you a little update on what Jonny and I are up to. If you've been listening for a while, you might remember that way back in 2018 I released Episode 12, It’s All About Me. Since…

  • 124. Learning, Letting Go and Rethinking the Road to FIRE

    July 29, 2026 · 60 min

    I had a great chat with Rose and Adam on a cold winter’s day in July, and this warm and friendly duo came to our conversation well prepared. Just over 20 years ago, they made the move from Israel to Ōtautahi Christchurch. They joined…

  • 123. Feeling Financially Safe Again

    July 8, 2026 · 59 min

    Today’s guest is Olivia, a 59-year-old single woman who is on track to pay off a 30-year mortgage in just 10 years, entirely on one income. But this is not simply a story about paying off debt. It is a story about rebuilding financial…

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  • 122. Renting, Investing and Building Financial Freedom

    June 17, 2026 · 58 min

    Anna has developed strong money habits through years of study, careful saving, and living well below her means. After following the traditional advice to buy a home, Anna and her partner, Thom, began to question whether home ownership…

  • 121. The Missing Will

    May 27, 2026 · 1 hr 13 min

    Today, we hear from Petra, whose life has taken her from the UK to Australia and then to New Zealand, with a few moves back and forth along the way. Auckland is home for now, but aged 60 and widowed about five years ago, Petra is still…

  • 120. Rebuilding After Divorce

    April 29, 2026 · 1 hr 11 min

    This episode shares the story of Emma, a solo mum who, from the outside, appears to have it all together: a home of her own, strong finances, and a clear plan for the future. But behind that picture is years of hardship, resilience, and…

  • 119. Revisit with Rachel and David: Out of Property, Into Funds

    April 8, 2026 · 44 min

    Back in November 2017, in Episode 04, I sat down with Rachel and David. They had reached financial independence long before the term was widely used, doing it through property and achieving what many Kiwi investors dream of: owning a…

  • 118. Living Well, Spending Less

    March 10, 2026 · 53 min

    Emily and I first met over email and via one of my Phone A Friend chats back in late 2023. Like me, she loves regional Aotearoa and everything it has to offer. She’s happily ensconced in the Taumarunui community, and she has exactly the…

  • 117. Owning Rental Property is a Business

    February 17, 2026 · 1 hr 8 min

    I really enjoyed creating this episode because it explores a form of investing that doesn’t often feature heavily in the wealth-building stories I usually share. I spoke at length with Lilly about the successful property investment…

  • 116. Separating Finances After Decades of Marriage

    January 27, 2026 · 42 min

    In today’s episode, I had the great pleasure of speaking with Carla. She lives in a small regional town in the South Island with her husband and their three children. Carla’s story is about money, but it’s also about health. I don’t think…

Full episode archive on Apple Podcasts →

About the show

Your friends might not want to talk about money, but I do! Hi, I’m Ruth and I’m a blogger on Personal Finance and in this podcast I tell the stories of Kiwis and their experiences with the money in their lives. How do they use it or how does it use them? Where do they save and invest it and does it work? What are their financial triumphs and financial train wrecks? How can you extract the most out of life and spend as little as possible while doing it? Join me as I ask the questions everyone else is too polite to ask but is dying to know about New Zealanders and their money. Happy Saving! Ruth