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Education

The 80 Percent

by Fitz Gerard Villafuerte

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Latest episodes

  • GCash Wealth Management: A Beginner's Guide to Saving and Investing

    October 2, 2026 · 1 hr 27 min

    Welcome to Episode 251 of The 80 Percent. Learn how GCash Wealth Management brings savings, bonds, funds, stocks, crypto, and insurance together in one platform, and how beginners can choose the right starting point for building…

  • Why You Keep Chasing New Ideas

    September 13, 2026 · 16 min

    Welcome to Episode 250 of The 80 Percent. Discover why constantly chasing new ideas can keep you from reaching your financial and business goals, and learn how to stay focused on what truly matters. For the show notes, visit my blog post…

  • What Happens If Your Income Suddenly Stops?

    August 24, 2026 · 16 min

    Welcome to Episode 249 of The 80 Percent. What happens if your income suddenly stops? Learn how to stress-test your finances, build an emergency fund, diversify income, and prepare for unexpected financial setbacks. For the show notes…

  • How to Stay Ahead When Everything Gets More Expensive

    August 14, 2026 · 13 min

    Welcome to Episode 248 of The 80 Percent. The cost of living just continues to increase, and our salary can’t always keep up. When everything suddenly costs more, what should you do? Let’s discuss that in this episode. For the show notes…

  • When Credit Card Debt Keeps You Awake at Night

    July 30, 2026 · 14 min

    Welcome to Episode 247 of The 80 Percent. Feeling overwhelmed by credit card debt? Learn practical ways to manage the anxiety that comes with debt, regain control of your finances, and take the first steps toward financial recovery. For…

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  • The 4 Pillars of Smart Financial Planning

    July 23, 2026 · 15 min

    Welcome to Episode 246 of The 80 Percent. Good financial planning isn't just about investing. It's about building a strong foundation that supports every aspect of your financial life. For the show notes, visit my blog post here. Hosted…

  • 5 Conversations That Young Couples Should Have About Money

    July 17, 2026 · 6 min

    Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/EDw9C Hosted on Acast. See…

  • When Saving Feels Useless, It's Financial Nihilism

    July 10, 2026 · 14 min

    Welcome to Episode 245 of The 80 Percent. Have you ever felt like saving and investing no longer make a difference? You're not alone. In this episode, we explore the growing phenomenon of financial nihilism, the belief that it's pointless…

  • GCash Is Going Public. Should You Invest?

    July 3, 2026 · 8 min

    The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener. GCash is preparing for what could become one of the biggest and most anticipated IPOs in the Philippine stock…

  • What If You Don’t Need Millions to Retire Early?

    June 26, 2026 · 21 min

    Welcome to Episode 244 of The 80 Percent. Think you need millions to retire early? Discover the Reverse FIRE movement and learn how Filipinos can achieve financial freedom through intentional living, flexible income, and lower…

  • The Opportunity Cost of Passion Projects

    June 18, 2026 · 12 min

    Welcome to Episode 243 of The 80 Percent. After a long break from podcasting, I share the real reasons behind my absence, the tension between passion and practicality, and the important lesson that sometimes the best decision is to…

  • Investment Strategy for 2026

    February 13, 2026 · 19 min

    Welcome to Episode 242 of The 80 Percent. Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices. For…

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About the show

Hi, I'm Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino on this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.